Give every dollar a job.
BetterCents is a budgeting app for real families. You plan the month, keep track as you go, and your money finally starts behaving.
Built for families who feel a month behind, rather than for anyone shopping for another dashboard.
How it works
Three simple habits, every month
Plan your month
Every dollar gets a job before the month starts, so nothing is left over and nothing is guesswork.
Track as you spend
Entering a purchase takes a few seconds. There is no bank hookup, and that is on purpose, because the habit is what makes it work.
Close the month, start fresh
A guided month-end that celebrates what went right and then hands you a clean new month.
What makes it different
Built for families, not spreadsheets
Everything included
Reports, goals and debt tools that other apps charge about US$80 a year for. One price, and nothing is locked behind an upsell.
Encouragement, your way
Choose faith-based encouragement, with scripture and stewardship in it, or choose secular. You can change your mind whenever you like.
Genuinely private
Nobody but you can see your budget. Your data is encrypted, and it stays yours.
A note from Amanda, our founder
My husband John and I spent twenty years doing money the “normal” way: more credit, higher limits, and a lot of sleepless nights. Then we learned to give every dollar a name, and we paid off $48,000 of debt in 26 months. BetterCents is the app I wanted on every one of those nights, simple enough to keep up with and encouraging enough that you keep going.
Read our whole story →Our one contrarian opinion
Why we don’t connect to your bank
Automatic imports make spending invisible, so you find out what happened to your money instead of deciding what happens to it. Entering a purchase takes about ten seconds, and that is the whole habit.
- Your banking credentials never exist here, so there is nothing to leak.
- Entering it yourself keeps you honest with your plan.
- Works with every bank and credit union, because it needs none of them.
Debt payoff
Watch your debt shrink
Put your debts in order, get a real debt-free date, and watch it come closer with every payment.
Ready to give every dollar a job?
Get started — $8/monthCancel anytime. Your data is always yours.
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